DSO & Group Practices
Insurance for dental support organizations.
Growing DSOs need more than a stack of small-business policies. We design master programs across malpractice, property, workers' comp and cyber — with entity schedules, per-location aggregates and captive alternatives as you scale.
Overview
What this coverage does
Our DSO practice supports groups from 3 to 300+ locations. We work directly with your CFO, GC and HR on program architecture, financing options (deductibles, SIRs, captives), and mid-term acquisition integration.
Whether you're rolling up in a single state or consolidating a multi-state platform after PE recap, we can bring carrier competition without disrupting your closing timeline.
Who this is for
- Emerging DSOs (3–20 locations)
- Growth-stage DSOs (20–100+ locations)
- Private-equity-backed platforms
- Multi-state MSOs and specialty rollups
- Owner-operator groups considering captive
What's included
Key features & endorsements
- Master professional liability program with entity schedule
- Property program with per-location and shared aggregate options
- Workers' comp with multi-state pay-as-you-go
- Cyber with enterprise limits and shared services coverage
- Employment practices with wage & hour sublimits
- Directors & officers and management liability
- Fiduciary and crime coverage
- Reps & warranties introduction (M&A)
- Captive feasibility and program design
- Mid-term add-on locations without re-underwriting
Related coverage
Round out the program
Ready for a real quote from a real dental broker?
Send us your dec pages and we'll return a side-by-side comparison from carriers who specialize in dentistry.