Statutory Coverage
Workers' Compensation for dental practices.
Workers' comp is required in nearly every state as soon as you have a W-2 employee. We place it through dental-friendly carriers with pay-as-you-go payroll integration and return-to-work programs that actually protect your experience mod.
Overview
What this coverage does
The classification codes for dentists, hygienists and assistants are favorable when placed correctly. We audit your prior policy for miscoded staff (often over-classed as clinical) and re-quote against carriers with strong dental appetite.
Pay-as-you-go options integrate with Gusto, ADP, Paychex and QuickBooks Payroll — no more surprise audit bills at year-end.
Who this is for
- Any practice with W-2 employees
- Practices renewing an assigned-risk plan
- Growing groups adding locations mid-term
- DSOs consolidating multi-state programs
- Practices with an open or prior comp claim
What's included
Key features & endorsements
- Statutory Part A limits + Employers' Liability Part B
- Correct classification for dentists, hygienists, assistants
- Pay-as-you-go premium integrated with payroll
- Experience mod review and re-file assistance
- Return-to-work program with light-duty guidance
- Loss control resources: sharps, ergonomic, exposure protocols
- Certificates issued same day for landlords and DSOs
- Bundle discounts when placed with BOP + malpractice
Related coverage
Round out the program
Ready for a real quote from a real dental broker?
Send us your dec pages and we'll return a side-by-side comparison from carriers who specialize in dentistry.