Cyber & Privacy
Cyber liability for the modern dental practice.
Every practice today is a small technology company — practice management software, imaging archives, patient portals, digital charts, integrated payments and cloud backups. When any of that fails, cyber is the policy that responds.
Overview
What this coverage does
Dental practices are one of the most-targeted small-business verticals for ransomware and wire fraud. Our cyber programs combine first-party costs (restore your systems, pay a ransom, notify patients) with third-party liability (defend regulatory investigations and patient lawsuits).
We can package cyber inside your BOP or write it stand-alone with dedicated limits — recommended anytime you store more than a few thousand patient records.
Who this is for
- Every practice using digital charts or PMS software
- Practices accepting card payments or online scheduling
- Practices sharing imaging with specialists or labs
- DSOs with shared IT infrastructure across locations
- Any practice previously targeted by phishing or fraud
What's included
Key features & endorsements
- Ransomware & extortion payment coverage
- Business interruption from a cyber event
- System restoration and data recovery costs
- HIPAA/HITECH regulatory defense and fines (where insurable)
- Patient notification, credit monitoring and call center
- Wire transfer / social engineering fraud (funds transfer)
- Business email compromise (BEC) coverage
- Media liability for your website and social channels
- PCI fines & assessments for card breaches
- 24/7 breach response hotline with a pre-vetted panel
Related coverage
Round out the program
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