Dental malpractice insurance built around the dentist.
What this coverage does
We shop both occurrence and claims-made forms from A-rated carriers who exclusively underwrite dentistry. Every quote includes a full comparison — limits, retros, tail terms, endorsements and premium — so you can make a real apples-to-apples choice.
Because we're independent, we're not steering you to one carrier. Because we're dental-only, we know which markets are strong on sedation, implantology, orthognathic surgery, expert-witness testimony or state-specific defense counsel — and we place you accordingly.
- General dentists (solo, group, owner, associate)
- Pediatric dentists, endodontists, periodontists, orthodontists
- Prosthodontists and cosmetic dentists
- Dental sedation providers (oral, IV, moderate)
- Recent graduates within 5 years of dental school
- Dentists with prior claims, incidents or a non-renewal
Key features & endorsements
- Limits from $1M / $3M up to $5M / $5M and higher for surgical risks
- Defense costs paid outside the limits of liability
- Consent-to-settle so you control every settlement decision
- Full prior acts / nose coverage when moving carriers
- Free extended reporting (tail) at retirement, death or disability
- License protection and state board defense
- HIPAA / regulatory proceedings defense sublimit
- Cyber and identity protection included on most programs
- Locum tenens and moonlighting endorsements
- Same-day certificates for hospitals, DSOs and credentialing
Common questions
Occurrence or claims-made — which do I need?+
Do you cover dentists with prior claims?+
Can you issue a certificate for a hospital or DSO today?+
Round out the program
Dentists with a prior claims history
One claim, a non-renewal notice or an open incident report shouldn't leave you uninsurable. We work with specialty carriers who understand that dentistry is a human profession, and we place coverage where standard programs won't quote.
We'll gather a clean claims narrative, request loss runs on your behalf, and approach the specialty markets who consistently write dentistry with prior activity. In most cases we can offer terms within 3–5 business days, handled confidentially by a senior producer.
- Coverage after one or multiple prior claims
- Options after non-renewal by a prior carrier
- Coverage for open incidents (subject to underwriting)
- Full-limit forms — not stripped-down surplus lines
- Prior acts / retro-active coverage where possible
- Guidance drafting a favorable claims narrative
Ready for a real quote from a real dental broker?
Send us your dec pages and we'll return a side-by-side comparison from carriers who specialize in dentistry.