New Graduates
Malpractice built for the first five years out of school.
Recent-graduate rates are one of our signature offerings. You get the same full-limit, defense-outside-limits malpractice form our established dentists carry — at a first-year premium priced against a first-year associate salary.
Overview
What this coverage does
Discounts phase down over years 1–5 out of dental school so premium ramps with your income, not against it. Send us your diploma or license letter and we typically bind coverage in time for your first day at the practice.
Whether you're joining an associateship, a DSO, a residency-adjacent position or opening solo, we'll match you to the right carrier and form for the exact work you'll be performing.
Who this is for
- Dentists within 12 months of graduation
- Class of 2027 preparing for a start date
- Recent graduates joining a DSO or associateship
- Residency completers moving into private practice
- New graduates opening a first solo location
What's included
Key features & endorsements
- Up to 75% off standard premium in year one
- Graduated tiers for years 1–5 post-graduation
- Full $1M / $3M defense-outside-limits form
- Consent-to-settle preserved
- Full prior acts / retro at rewrite
- Free tail at retirement / disability / death
- License protection and board defense
- Same-day binding with diploma or license letter
- Locum tenens and moonlighting endorsements
- Portable — your policy moves with you between employers
Related coverage
Round out the program
Ready for a real quote from a real dental broker?
Send us your dec pages and we'll return a side-by-side comparison from carriers who specialize in dentistry.