Malpractice insurance written for dental hygienists.
What this coverage does
Most dental hygienists are named on the employing practice's professional liability policy. That coverage is real, but it is shared: limits are consumed by the practice's other claims, the practice controls the defense, and the protection ends the day the job does. Temp shifts, second offices, community clinics, and volunteer days often fall outside it entirely.
An individual policy is inexpensive relative to what it protects. It provides your own limits and your own defense counsel, and it travels with you between employers so there is no gap when you change practices.
Hygiene exposure is specific: periodontal charting and scaling injuries, missed pathology or failure to refer, radiographs and their interpretation, local anesthesia administration where the scope allows it, instrument and ultrasonic injuries, and infection-control allegations. A complaint filed with the state dental board is often the first event — and board defense is a separate cost from a lawsuit.
We write hygiene coverage through the same dental carriers that back our practice and dentist programs, so a practice can place the dentists, the associates, and the hygiene team without juggling unrelated markets.
- Registered dental hygienists employed by a general or specialty practice
- Temp, per-diem and agency hygienists working across multiple offices
- Hygienists practicing under collaborative or direct-access authority
- Recent hygiene school graduates entering their first role
- Practices and DSOs insuring an entire hygiene team on one submission
Key features & endorsements
- Individual professional liability limits — not shared with the practice
- License protection / state dental board defense reimbursement
- Coverage that follows you across employers, temp shifts and locations
- Defense costs paid in addition to your liability limits
- Deposition and lost-wage reimbursement for attending your defense
- Assault and personal injury protection for workplace incidents
- HIPAA and privacy proceeding defense reimbursement
- Good Samaritan and volunteer clinic coverage
- Part-time and per-diem rates for reduced schedules
- Recent-graduate pricing for hygienists new to practice
Round out the program
Ready for a real quote from a real dental broker?
Send us your dec pages and we'll return a side-by-side comparison from carriers who specialize in dentistry.